nicgujarat.com (News & Information Centre Gujarat) is a privately operated, independent information platform focused on educational content related to banking, loans, and financial awareness. By using this website, you acknowledge and agree to the following disclaimers, terms, and conditions:
Not a Government Website
We clearly state that nicgujarat.com is NOT affiliated with any government body, department, or official financial institution. This platform is independently run and does not represent or operate on behalf of any government or public sector organization.
General Information Purpose Only
All the content provided on this website is intended solely for educational and informational purposes. We do not offer professional financial, legal, or tax advice.
Users are advised to consult with certified financial advisors, legal professionals, or government representatives before making any decisions based on the information presented on this website.
Accuracy of Information
We strive to publish accurate, up-to-date, and well-researched information. However, we do not guarantee the accuracy, completeness, or timeliness of any data or content. Bank interest rates, loan terms, government schemes, and financial regulations may change without notice.
nicgujarat.com is not liable for any loss, damage, or action taken based on the information available on the site.
Financial Data & Tools
We may provide calculators, comparison charts, or breakdowns of loan terms for educational clarity. These tools are based on available public data and are not guarantees, endorsements, or exact representations of any financial product.
Users must verify actual rates, terms, and offers directly with official bank websites or institutions.
External Links & Third-Party References
This website may contain links to external sources, bank websites, or government portals. These links are provided solely for convenience and informational purposes.
We do not endorse, control, or take responsibility for the content, privacy policies, or services of any third-party website.
No Personal Financial Data Collection
We do not collect sensitive financial data such as bank account numbers, credit card details, Aadhaar numbers, or income proofs.
Use of this site is at your own discretion. For more information, refer to our Privacy Policy.
Google Ads & Affiliate Transparency
We may display Google Ads or other advertisements on this site. These ads are served via cookies or browsing behavior.
We do not directly control which ads are shown, nor are we responsible for the claims made by advertisers. Users are advised to perform their own due diligence.
We may also include affiliate links where appropriate. Any affiliate participation does not influence our editorial integrity.
Copyright & Content Usage
All content on nicgujarat.com — including text, tables, graphics, FAQs, and articles — is protected under copyright.
You may not copy, reuse, or republish our content without written permission. Sharing for non-commercial personal use is permitted with proper attribution.
Jurisdiction & Legal Standing
By using this site, you agree to our terms. In the event of any dispute or legal concern, all matters shall be governed under the laws of India and resolved in the courts of Gujarat only.
Contact
For questions or concerns related to this disclaimer, please contact us at:
📧 contact@nicgujarat.com
Final Note
Use of this site means you accept our Terms of Use, Privacy Policy, and this Disclaimer. If you do not agree with any part of this disclaimer, please discontinue use of this website.