Welcome to nicgujarat.com (News & Information Centre Gujarat). By accessing and using this website, you accept and agree to comply with the following Terms and Conditions. These terms govern your use of the platform, including all pages, content, and services offered under the domain.
Please read these terms carefully before using our website. If you do not agree with any part of these conditions, you should not access or use our website.
1. About Us
nicgujarat.com is a privately operated, independent platform that provides informative, educational content related to banking, financial literacy, loan schemes, and related topics. We are not affiliated with any government authority, department, or financial institution.
All content published on the website is offered as-is for informational purposes only, and is not intended as professional financial, legal, or tax advice.
2. User Responsibility
By using this website, you agree that:
You are 18 years of age or older.
You will use this platform solely for lawful, non-commercial purposes.
You will not engage in copying, distributing, or modifying the website content without permission.
You will not post or distribute any harmful, misleading, or unauthorized information through our platform.
Any misuse or unauthorized access may result in legal action or restricted access.
3. Content Accuracy & Updates
We strive to ensure that the information on nicgujarat.com is accurate, updated, and relevant. However:
We do not guarantee the completeness, accuracy, or timeliness of any content.
Financial regulations, bank offers, and government schemes may change without notice.
nicgujarat.com shall not be held liable for any reliance placed on this information.
4. Third-Party Links & Advertisements
This website may include links to external websites, bank portals, government schemes, and affiliate pages. These are provided for user reference only.
We do not endorse, control, or take responsibility for any third-party content or their privacy practices.
Our site may also display Google Ads and affiliate content. Ads shown are managed by third-party vendors, and we do not guarantee the reliability of any ad offer or service.
5. Copyright & Intellectual Property
Unless otherwise stated, all content including articles, tables, visuals, graphics, and tools on nicgujarat.com is protected under copyright laws.
You may:
View, download, and share content for personal, non-commercial use, provided proper attribution is given.
You may not:Republish, redistribute, or reproduce any content without our written permission.
All rights reserved © nicgujarat.com
6. User Comments & Feedback
We may allow users to comment or interact on certain pages. If you post any content:
It must not be illegal, defamatory, or abusive.
You grant us the non-exclusive right to use, reproduce, and moderate your submission.
We reserve the right to remove any user content without prior notice if it violates our policies.
7. Limitation of Liability
Under no circumstances shall nicgujarat.com, its team, or affiliates be liable for:
Any direct or indirect loss or damage resulting from the use of our site
Errors, inaccuracies, or omissions in the content
User decisions based on information provided on this platform
Use of the website is entirely at your own risk.
8. Privacy & Data Use
We do not collect personal financial data like Aadhaar, PAN, credit card, or banking details.
For more details, please refer to our Privacy Policy.
9. Changes to Terms
We reserve the right to modify or update these Terms and Conditions at any time. Any such changes will be effective immediately upon posting.
Your continued use of the website after any modification constitutes acceptance of the new terms.
10. Jurisdiction
These Terms shall be governed by the laws of India, and any legal matters or disputes shall fall under the exclusive jurisdiction of the courts of Gujarat.
11. Contact Us
If you have any questions regarding these Terms, please contact: